Medium — weeks Crisis / Stall

My payment processor is eating 5-8% of revenue — do I switch at this stage?

Between platform fees, processing fees, and currency conversion, you're losing 5-8% on every transaction. At £2k MRR that's £100-160/mo. Switching saves money but means migrating customers, breaking billing flows, and a week of engineering.

£500–£5,000 MRR 1–1 people SaaS Medium — weeks

The Pattern

Based on 325 decisions

72%

Positive outcome

7.0

Avg score

325

Decisions

63 positive 24 negative 238 pending

10 scale 304 optimise 11 experiment

What founders did

high confidence

Monetisation Case Studies

Curated library

Startup Founder: Offer lifetime deals for a SaaS product (2026)

A startup founder made the decision to sell lifetime access to their product, a one-time payment model instead of recurring subscriptions. As a founder, you face the choice between immediate …

Negative outcome Regret, unsustainable model, future revenue jeopardized

SaaS £0–5k/month Optimise — Working but needs refinement

7.9

Startup A: Revise and fix lifetime pricing model (2026)

This founder decided to re-evaluate and change their existing lifetime pricing model after realizing it was a mistake. This involves understanding the financial impact, communicating with existing customers, and implementing …

SaaS £0–5k/month Optimise — Working but needs refinement

6.5

Unnamed SaaS Company: Offer an 'unlimited usage' entry plan (2026)

An unnamed SaaS company made the strategic decision to offer an 'unlimited usage' model on its entry-level plan, likely to simplify pricing and attract users. This choice was made in …

Negative outcome Profitability -X%, Server costs / Revenue ratio unsustainable

SaaS £0–5k/month Optimise — Working but needs refinement

6.7

SaaS Company: Offer 'unlimited usage' on its entry-level plan (2024)

This SaaS company chose to offer an unlimited usage tier on its entry plan, likely to attract users with a perceived high value and simplify its pricing structure. This decision …

Negative outcome Server costs disproportionate to revenue; negative profitability impact

SaaS £0–5k/month Optimise — Working but needs refinement

6.2

Reddit Founder: Offer unlimited usage on entry-level SaaS plan (2026)

A SaaS company decided to include 'unlimited usage' as a key feature on its entry-level plan, priced at $29/month. This was likely intended to attract users with a perception of …

Negative outcome Server costs exceeded revenue for power users

SaaS £0–5k/month Optimise — Working but needs refinement

6.1

SaaS Company: Offer unlimited usage on entry-level plan (2026)

A SaaS company decided to offer 'unlimited usage' on its entry-level plan, a common strategy to attract new users and simplify pricing. However, this choice inadvertently led to significant resource …

Negative outcome Unprofitable customers, 60% server costs by 4 users, …

SaaS £0–5k/month Optimise — Working but needs refinement

6.1

Unnamed SaaS: Offer Unlimited Usage on Entry Plan (2026)

An unnamed SaaS company decided to offer 'unlimited usage' as part of its entry-level pricing plan, aiming to attract a broad user base and simplify its initial offering. This choice …

Negative outcome Server costs / Profit margin (negative impact)

SaaS £0–5k/month Optimise — Working but needs refinement

6.5

Unnamed SaaS Company: Offer unlimited usage on an entry-level plan (2026)

This SaaS company decided to structure its entry-level pricing plan with 'unlimited usage,' likely as a competitive differentiator or to simplify customer onboarding. The strategic choice was to prioritize perceived …

Negative outcome Server costs / revenue ratio unsustainable

SaaS £0–5k/month Optimise — Working but needs refinement

7.0

As founders contribute their monetisation decisions, you'll see what people at your exact stage are doing too.